In spite of long and lazy summer days, a new school year is on the horizon. To be ready for the first day of school, there are lists to make and appointments to keep, paperwork to be processed and shopping to be done. Read More >>
Move over, summer--a new school year is coming! With the start of school, families face new organization challenges.
School bells ring--and so do early-morning alarm clocks. Paper piles swell as hand-outs and homework stream into the house. Shorter autumn days bring a hectic round of sports, activities and events, and calendars fill with cryptic notes. Can the holidays be far behind? Read More >>
Too many home managers look for answers in the supermarket at 5 p.m. Harried from the day's work and harassed by by hungry children, they rack their brains for an answer to the what's-for-dinner dilemma.
Three meals a day. Seven dinners a week. From supermarket to pantry, refrigerator to table, sink to cupboard, the kitchen routine can get old, old, old. Read More >>
Think Christmas ... when it's summertime? Sure--if you want to be prepared for a stress-free holiday season.
Starting holiday planning now makes sense ... and cents! Saving ahead for holiday expenses spreads the financial demands of the Christmas season over several months--and being prepared with a cash budget means you'll be less tempted to put holiday spending on credit cards.
Sister site Organized Christmas has some clever ways to start now to save money for a debt-free Christmas celebration:
Clever checkbook management can lead to a Christmas stash. When paying bills each month, "round down" the bank balance to the next even amount--say, from $967 to $900--by writing a dummy check for $67 and deducting it from the register. Don't cash it, but hold it for Christmas. Over a few months, those "round it down" amounts will add up to holiday funds.
The tax man cometh ... and you need to respond! Do you know where your tax records are?
Chances are, they're swimming in a stack of paper ... somewhere.
Rafts of paper flood into the average home each day. The mailbox discharges letters and bills and bank statements. Briefcases explode with professional journals, pay stubs and calendars. School backpacks unload children's artwork, meeting notices and sports schedules. Read More >>
Now's the time, in the calm before the holiday meals begin: clean out the freezer!
Supermarkets will soon offer loss leaders on holiday staples, from pie to whipped topping, dinner rolls to desserts. Tossing expired frozen food--or resolving to eat up freezer dishes that are nearing their expiration point--will create room in the budget and the freezer to stock up on staples for holiday meals.